amateurandy Posted September 12, 2007 Posted September 12, 2007 Hi folks, There have been many comments about the link between alarm systems and insurance policies/premiums. I've just received my home (contents) insurance renewal from Direct Line and it says: "If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details." They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use? There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....".
Guest anguscanplay Posted September 12, 2007 Posted September 12, 2007 Hi folks,There have been many comments about the link between alarm systems and insurance policies/premiums. I've just received my home (contents) insurance renewal from Direct Line and it says: "If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details." They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use? There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....". ring em up for a price ( would be interesting if its a genuine 40 % )
markovitch Posted September 12, 2007 Posted September 12, 2007 ring em up for a price ( would be interesting if its a genuine 40 % ) If you go on the internet mate a go on u-switch i think,you will get loads off. i save 250 quid doing that
amateurandy Posted September 12, 2007 Author Posted September 12, 2007 If you go on the internet mate a go on u-switch i think,you will get loads off.i save 250 quid doing that What, on an alarm installation?
markovitch Posted September 12, 2007 Posted September 12, 2007 What, on an alarm installation? No i told them i already had one installed,they didnt ask wether it was maintained or who installed it.
tinnitus Posted September 12, 2007 Posted September 12, 2007 Hi folks,There have been many comments about the link between alarm systems and insurance policies/premiums. I've just received my home (contents) insurance renewal from Direct Line and it says: "If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details." They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use? There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....". Andy, did they ask what grade, environmental classification and notification method?
amateurandy Posted September 12, 2007 Author Posted September 12, 2007 Andy, did they ask what grade, environmental classification and notification method? What I quoted was pretty much all the paperwork said. It did say ring for more details, which I haven't done and don't intend to. Just thought it might be useful information as the topic crops up regularly in one way or another.
morph Posted September 12, 2007 Posted September 12, 2007 Make sure you read the policy carefully as sometimes there are conditions as to how you operate the system.
amateurandy Posted September 12, 2007 Author Posted September 12, 2007 Make sure you read the policy carefully as sometimes there are conditions as to how you operate the system. Make sure you read my posts carefully as sometimes you'll find that the point you raise has already been dealt with.
morph Posted September 12, 2007 Posted September 12, 2007 Hi folks,There have been many comments about the link between alarm systems and insurance policies/premiums. I've just received my home (contents) insurance renewal from Direct Line and it says: "If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details." They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use? There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....". You make no reference to the policy only the renewal! Not all insurance companies send out copies of the policy with the renewal.
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