Jump to content
Security Installer Community

Home Insurance Discounts Where An Alarm Is Installed


amateurandy

Recommended Posts

Hi folks,

There have been many comments about the link between alarm systems and insurance policies/premiums.

I've just received my home (contents) insurance renewal from Direct Line and it says:

"If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details."

They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use?

There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....".

Link to comment
Share on other sites

Guest anguscanplay
Hi folks,

There have been many comments about the link between alarm systems and insurance policies/premiums.

I've just received my home (contents) insurance renewal from Direct Line and it says:

"If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details."

They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use?

There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....".

ring em up for a price ( would be interesting if its a genuine 40 % )

Link to comment
Share on other sites

Hi folks,

There have been many comments about the link between alarm systems and insurance policies/premiums.

I've just received my home (contents) insurance renewal from Direct Line and it says:

"If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details."

They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use?

There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....".

Andy, did they ask what grade, environmental classification and notification method?

Link to comment
Share on other sites

Andy, did they ask what grade, environmental classification and notification method?

What I quoted was pretty much all the paperwork said. It did say ring for more details, which I haven't done and don't intend to. Just thought it might be useful information as the topic crops up regularly in one way or another.

Link to comment
Share on other sites

Hi folks,

There have been many comments about the link between alarm systems and insurance policies/premiums.

I've just received my home (contents) insurance renewal from Direct Line and it says:

"If you have a professionally installed and maintained alarm.....7.5% discount (bells only)... 12.5% (police response)....telephone for more details."

They also offer "discounts of up to 40%" on an alarm installation - again phone for details, anyone know who they use?

There are no specific conditions relating to the use of the alarm, but there is the standard all-encompassing "take all reasonable steps to prevent any loss....".

You make no reference to the policy only the renewal! Not all insurance companies send out copies of the policy with the renewal.

Link to comment
Share on other sites

Archived

This topic is now archived and is closed to further replies.

  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use.